Honest assessment first
If your case is weak, we say so before you spend money.
A real person on WhatsApp
Not a chatbot, not a form that disappears into nowhere.
Everything in writing
Costs, timelines and exclusions stated up front.
No fake guarantees
Embassies decide. We make your file as strong as it can be.
What we actually do
Most Pakistani travellers buy insurance only because a visa demands it. We issue policies that genuinely satisfy embassy requirements — and that would actually pay out if you needed them.
Who this is for
If one of these sounds like you, the first conversation is free and you will get a straight answer.
Your policy has to meet a specific minimum cover and be valid for the whole stay, or the application fails on a technicality.
That’s me — message usAge limits and pre-existing conditions decide which policies are real options and which would be refused at claim time.
That’s me — message usLong stays need cover that lasts the academic year, not a two-week holiday policy.
That’s me — message usStep by step
No stage of this is a mystery. You always know what has happened, what is next, and what it costs.
Worth knowing
These are the mistakes we see most often with travel insurance — whether you use us or handle it yourself.
Buying the cheapest policy without checking the embassy's minimum cover.
Cover that starts on the travel date rather than the date the visa requires.
Not declaring a pre-existing condition, which voids the policy exactly when you need it.
Assuming the card that came with your bank account is enough.
Premiums are set by the insurer and depend on age, destination and length of stay. We do not add a margin to a premium — we tell you which policy meets the requirement and why.
Straight answers
The ones we are asked every day, answered without spin.
A minimum of EUR 30,000 in medical cover, valid across all Schengen states for the full duration of your stay, including repatriation. Anything less is refused.
Yes, for standard cases. Send your passport details on WhatsApp and we can usually issue within a few hours.
Most insurers refund the premium against a copy of the refusal letter. We handle that request for you.
Usually booked together
Most clients need three or four of our services for a single trip. Handling them together is faster and cheaper than chasing several agencies.
