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Australia Student Visa from Pakistan: Subclass 500, Genuine Student and Refusals

Australia's subclass 500 student visa from Pakistan: the Genuine Student test, funds, OSHC, processing priority by provider, the 485 visa and refusals.

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Last checked against official sources on 25 September 2026

QUICK ANSWER

How much does an Australian student visa cost from Pakistan, and how long does it take?

The Student visa (subclass 500) costs A$2,500 for the main applicant, and family members pay extra. Home Affairs decided 90% of recent higher education applications within 4 months, and half within 16 days, so allow 3–5 months before your intake.

Checked on the official sites on 13 October 2026. Fees and times change, so confirm them on the linked page before you pay. Visa centre charges and any consultant's fee are extra.

Visa charge
A$2,500
main applicant; family members pay extra
Department of Home Affairs ↗
Processing time
4 months
for 90% of recent higher education applications; half in 16 days
Department of Home Affairs ↗

At a glance

What you are applying for

Australia's Student visa (subclass 500) covers full-time study in a course registered on CRICOS, the government's register of approved courses. You apply online from Pakistan with a Confirmation of Enrolment (CoE) from your provider, Overseas Student Health Cover and, if the Department asks for it, evidence of your English and funds.

Two things decide most Pakistani applications. The first is the Genuine Student requirement: whether your course follows sensibly from your background and plans. The second is where your provider stands under the government's ministerial direction, which sets the order applications are processed in — applications to providers that have used more of their allocation start later. It does not decide the outcome, but it can decide whether you make your intake.

Most refusals come down to one of four

  1. A genuine student
  2. A course that follows
  3. Funds you can trace
  4. Every document asked for
Sydney Opera House
Australia · Student visa
Visa
Student visa (subclass 500), for a full-time course registered on CRICOS
Key test
The Genuine Student requirement, answered in the application form
Processing order
Set by ministerial direction, by how far your provider is through its allocation
Health cover
Overseas Student Health Cover for your whole stay, arranged before you apply
Work
Up to 48 hours a fortnight while your course is in session
After study
Temporary Graduate visa (485): two years after a bachelor's or coursework master's

Is this the right guide?

Who it is for

Applying on the wrong visa is one of the quickest ways to a refusal, so read both lists before anything else.

You’re in the right place if you are

  • Holding a CoE for a CRICOS course

    Students with an offer and CoE for a CRICOS-registered course.

  • Taking a coursework master's

    Graduates taking a coursework master's, who can then apply for a two-year Temporary Graduate visa.

  • A PhD or research student

    PhD and research students, whose applications are in the first priority group and who have no work limit.

  • Funded on your parents' income

    Students whose parents can show the required income in tax records, instead of large balances.

Document checklist

Documents you will need

The base list for this visa. Your own checklist is built around your case — a salaried applicant and a business owner do not submit the same file.

0 / 13ready in your file

Tick as you gather — saved on this device.

Get my checklist on WhatsApp

Everyone

Funds, if the checklist asks for them

Family members

Step by step · with timings

How to apply, and how long it takes

In the order it happens. Each stage waits on the one before it, so the date you start decides the date you finish. Ranges, not promises — the mission owns the clock.

START TO FINISH3–5 monthsbefore your intake
  1. First

    Choose a provider and course that fit

    The course must be registered on CRICOS and should follow from your education and work. Check your provider's processing priority status on the day you plan to apply — the Department publishes it for universities.

  2. 1–4 weeks

    Accept the offer and get your CoE

    Accept the offer, pay the deposit and arrange OSHC, and the provider issues the CoE. Most providers run their own genuine student checks before they do.

  3. Check your document list

    The Department's Document Checklist Tool shows what evidence of English and funds you must attach, based on your passport and provider. Run it again just before you apply, because it is updated twice a year.

  4. 1–2 weeks

    Health checks and polio certificate

    Have the health examinations done at a panel clinic when the Department asks, and get a polio vaccination certificate. Pakistan is on the list of polio-risk countries, so the certificate is expected.

  5. Apply online and answer the Genuine Student questions

    Apply in ImmiAccount from outside Australia. Answer each question in your own words: your circumstances in Pakistan, why this course and provider, and how it will help your career.

  6. Allow 4–12 weeks

    Biometrics and processing

    Give biometrics if you are asked. The Department aims to start processing priority 1 applications within 1–4 weeks of lodgement, priority 2 within 5–8 weeks and priority 3 within 9–12 weeks; the decision comes after that.

  7. Before you fly

    Once the visa is granted, check its conditions in VEVO. Your OSHC must start on the day you arrive, not the day your course starts.

Rather have it handled?University admission and student visa — from shortlist to boarding pass.Our Study Visa service

Money

What it costs

The official figures are in the quick answer at the top, as checked on 13 October 2026. They change without notice, so each line here says what a cost depends on and where the current figure is published.

  • Paid with the application

    The visa application charge

    The visa application charge is set by the Department and shown in its Visa Pricing Estimator. Family members who apply with you pay their own charges.

    FIGUREVisa Pricing Estimator
  • Bought before you apply

    Overseas Student Health Cover

    OSHC is bought from an approved insurer for the whole stay. The price depends on the insurer, the length of cover and who is included.

    FIGUREThe insurer
  • Shown, not paid

    The funds you may be asked for

    The funds you may be asked to show are set by the Department: travel, twelve months of course fees and twelve months of living costs per person. It publishes the living-cost figures on the Student visa page and changes them from time to time.

    FIGUREHome Affairs
  • Paid to third parties

    Health checks and tests

    Health examinations, the English test and the polio certificate are paid to the clinic and the test provider.

    FIGUREEach provider

Where the current rules and figures are published

LAST CHECKED 25 SEP 2026

This is general guidance. Rules change, sometimes without notice, and your case will have specifics this page cannot know about. Check anything decisive on the official pages, or send us your situation and we will tell you where you actually stand.

Read before you apply

Why Australia student visa applications are refused

The grounds that come up most on files from Pakistan. Most of them can be dealt with before you submit.

  • Template Genuine Student answers

    Genuine Student answers that are generic or copied from a template — they stand out.

  • A course that does not follow

    A course that does not follow from your background — a diploma after a master's, or an unrelated field — with no convincing reason.

  • Funds that cannot be traced

    Funds that cannot be traced: a single-day balance certificate, a large recent deposit, or a relative's money without proof of how it was built up.

  • Little to return to

    Little to return to in Pakistan, and a course that reads as a route to migration rather than study.

  • Evidence left out

    Evidence the Document Checklist Tool asked for but you did not attach; the Department can refuse without asking again.

  • An old or at-home English test

    An English test more than two years old when you apply, or one taken online at home.

  • An undeclared refusal or cancellation

    An earlier visa refusal or cancellation, in Australia or elsewhere, that is not declared.

  • Already been refused?

    Send us the refusal letter before you do anything else. It states the grounds, and they decide whether applying again is worth it or would just cost you the fee a second time.

    Send the letter

Start here

Ask us about your case

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Straight answers

Australia student visa questions

What people ask us before they apply.

Ask us something else

The formula is travel, plus the first twelve months of course fees, plus twelve months of living costs for you and each family member coming with you. The Department publishes the living-cost figures. Instead of savings, you can show that your parents or spouse earned the required income in the last twelve months, using tax records.

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